Applying for a Fresh Loan

Forget about the lengthy forms, paper applications and endless fees that you end up starting to ignore. Flash Loans makes it easy for you to apply for a loan, and within minutes!

What you will need?

During your application we will ask you for information about yourself and your current employment situation. You will also need to supply us with 90 days worth of bank statements (up to the day you apply)

Requirements to apply?

  • You are 18 years old or over
  • You are an Australian Citizen or Permanent Resident
  • You have been receiving a regular income into your personal bank account for at least 90 days
  • You have a clean credit history and do not have a current personal loan with another provider

Types of Loans

Mini Flash Loan Fees

Loan Fees And Charges  
Establishment Fee
Payable once off per loan
20% of principal
Monthly Loan Fee
Where there is an outstanding debt balance, charged per month of part thereof
4% of principal per month
Fees that may apply  
Dishonour Fee
Charged each time a direct debit or other payment is not made in full or on time. This fee includes any reasonable internal and administrative costs and external third-party costs.
$20.00
Default Fee
Daily recovery fee to cover reasonable costs of administrating your account while your account remains in default
$5.00

Super Flash Loan Fees

Loan Fees And Charges  
Establishment Fee
Payable once off per loan
$400.00
Interest Rate
This is the annual percentage rate. Interest accrues daily, and is charged monthly in arrears- on the outstanding balance of your loan
47.6158% p.a.
Comparison rate* 65.6597% p.a.
Fees that may apply  
Dishonour Fee
Charged each time a direct debit or other payment is not made in full or on time. This fee includes any reasonable internal and administrative costs and external third party cost
$20.00
Reschedule Fee
Charged each time on a repayment is rescheduled. This is a service fee which our reasonable internal administrative costs
$20.00
Do you need a loan for something else?